Hukum Amanah Saham Bumiputera : Harus (LATEST)
Folks, I just received an e-mail about the Hukum for investments in Amanah Saham Bumiputera (ASB) and Amanah Saham Nasional (ASN). I’d like to share with you of the news article. I’m not sure from where this article is from, so if anyone can confirm, do share in the comments section. The fatwa was released by the Majlis Fatwa Kebangsaan and the hukum is HARUS.
Here you go:
Melabur dalam ASB, ASN harus: Fatwa
Oleh Suhana Roslan
KUALA TERENGGANU: Majlis Fatwa Kebangsaan semalam memutuskan hukum melabur dalam Skim Amanah Saham Nasional (ASN) dan Amanah Saham Bumiputera (ASB), termasuk pembayaran dividen dan bonusnya, adalah harus.
Berikutan itu, umat Islam tidak perlu ragu-ragu mengenai status pelaburan kedua-dua skim berkenaan.
Pengerusi Majlis Fatwa Kebangsaan, Prof Datuk Dr Abdul Shukor Husin, berkata keputusan itu dibuat selepas pihaknya meneliti dan mempertimbangkan semua kesan daripada pelaburan berkenaan.
Beliau berharap tiada pihak membangkitkan lagi isu kononnya hasil skim pelaburan itu haram.“Umat Islam boleh menyertai skim pelaburan ini dan tidak perlu ragu-ragu terhadap status pelaburan yang dibuat serta dividen atau bonusnya,” katanya pada sidang media selepas mempengerusikan Muzakarah Jawatankuasa Fatwa Majlis Kebangsaan Bagi Hal Ehwal Islam Malaysia ke-80 di sini.Hadir sama, Ketua Pengarah Jabatan Kemajuan Islam Malaysia (Jakim), Datuk Dr Muhamad Datuk Sheikh Abdul Aziz dan Setiausaha Jawatankuasa Fatwa, Datuk Wan Mohamad Sheikh Abdul Aziz. Muzakarah selama tiga hari itu dihadiri semua mufti.Abdul Shukor berkata, Majlis Fatwa Kebangsaan juga memutuskan pembangunan secara komersial membabitkan tanah wakaf yang diwasiatkan untuk pembinaan masjid dan surau adalah harus.Beliau berkata, isu itu pernah dibangkitkan kerana wasiat khusus seumpama itu menghalang tanah wakaf terbabit dibangunkan secara komersial.
“Tanah wakaf ini sekiranya dimanfaatkan untuk pembangunan, mampu menjana pendapatan ekonomi negara, sekali gus mewujudkan pelbagai peluang pekerjaan kepada penduduk setempat,” katanya.
Beliau berkata, jawatankuasa juga memutuskan pembangunan tanah wakaf seperti masjid dengan tambahan projek pembangunan dan penambahbaikan dengan jaminan harta wakaf itu kekal adalah diharuskan dalam Islam.
“Bagaimanapun, syarat pembangunan mesti merujuk kepada niat asal pewakaf bagi memastikan kehendak mereka ditunaikan sekali gus memberi kepuasan kepada semua pihak.
“Projek pembangunan yang akan dilaksanakan berpandukan kepada keperluan yang ditentukan pemerintah dan tidak bercanggah dengan syariat Islam dengan mengekalkan ciri-ciri pewakaf seperti kebajikan amal jariah mereka,” katanya.
Beliau berkata, muzakarah turut memutuskan penggunaan barangan yang mempunyai lambang agama lain seperti salib secara zahir dan jelas adalah dilarang penggunaannya oleh umat Islam.
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Filed under Unit Trusts (ASB, Public Mutual and others) |8 Responses to “Hukum Amanah Saham Bumiputera : Harus (LATEST)”
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I heard from a bumiputra friend before that the investment return for ASB are quite high as compared to those (e.g. public mutual fund). That’s why for bumiputra, there is no point for them to invest in other mutual funds. Do you know how true is this?
finally, we got the answer =)
@ChampDog
ASB returns in the past are quite high but they average out at around 7 to 8 percent. That is quite high for a low-risk fund. Not to mention, the fact that there’s no mumbo-jumbo charges like other unit trust funds. However, whether it is quite high compared to other unit trust funds, I guess it all depends on which funds you are comparing. If you compare ASB with Public Ittikal for example, then Public Ittikal has outperformed ASB but Public Ittikal is a much riskier fund.
I think the main reason for bumiputeras investing in ASB is the fact that their capital is protected. Unit prices are fixed at RM1.00 per unit.
@Najib
Yes Najib, finally we got the answer. Lega sikit hati :P
I thought the return of ASB as high as more than 15% something like that. Anyway, thanks for the clarification. Yes, you’re right that 7% to 8% is quite high for low-risk fund.
Nah, it never achieved that high. The highest ever return from ASB was at 13.25% which was way back in 1996. Since then, the returns have been trending downwards.
Here’s a post on ASB rates for previous years.
http://www.nadlique.com/index.php/2007/12/19/asb-rates-for-previous-years/
However, Bank Rakyat does offer a product that gives you 15% dividend rate per year. Don’t know what it is called. I’m assuming that it’s a low-risk fund. If I’m not mistaken, as of now, there’s a long queue (waiting list) of people wanting to get in. So, I guess it’s near to impossible to get on board.
where ASB invest our money??
They are invested in equities, debentures, bank acceptances, negotiable certificates of deposits and other negotiable instruments approved by Bank Negara Malaysia.