Comments on: Dollar Cost Averaging: Investors’ Perspective http://www.nadlique.com/2008/05/05/dollar-cost-averaging-investors-perspective/ My Mission=To be Financially Free ; My Time Horizon=9 years ; My Blog's Purpose=The Account of my Journey Towards my Goal Tue, 06 Jan 2009 04:09:41 +0000 http://wordpress.org/?v=2.6 By: nadlique http://www.nadlique.com/2008/05/05/dollar-cost-averaging-investors-perspective/#comment-2610 nadlique Mon, 26 May 2008 13:31:34 +0000 http://www.nadlique.com/?p=212#comment-2610 W'salam Fara! :) To be honest, it's not really about where you source your money to invest. It's more of your risk profile. To determine which investment products is for you is to determine your investment risk tolerance. Are you a low-risk investor? Are you an medium-risk investor or are you an aggressive investor. ASB is generally known to be a low-risk investment product. At the same time, it gives you low returns. For ASN, I'm not too sure.I think it's for medium risk investors? Unit Trust (Public Mutual, CIMB, and etc.), they offer a wide range of products for low-risk investor up to aggressive investor. So, what you need to do now is think about how much risk you are willing to tolerate. Just remember that with higher risk investment products, you stand the chance to see your investment losing in value before actually recovering and move into profit. Just look at my Public Mutual investment. I bought my unit trusts around 5 months ago and up until now, I've lost about 15%. I might be fine with that but there are people out there who are not. Hope that helps. I'm sorry I can't offer you much more specific advice. Do ask more questions if need be :) W’salam Fara! :)

To be honest, it’s not really about where you source your money to invest. It’s more of your risk profile. To determine which investment products is for you is to determine your investment risk tolerance. Are you a low-risk investor? Are you an medium-risk investor or are you an aggressive investor.

ASB is generally known to be a low-risk investment product. At the same time, it gives you low returns.

For ASN, I’m not too sure.I think it’s for medium risk investors?

Unit Trust (Public Mutual, CIMB, and etc.), they offer a wide range of products for low-risk investor up to aggressive investor.

So, what you need to do now is think about how much risk you are willing to tolerate. Just remember that with higher risk investment products, you stand the chance to see your investment losing in value before actually recovering and move into profit. Just look at my Public Mutual investment. I bought my unit trusts around 5 months ago and up until now, I’ve lost about 15%. I might be fine with that but there are people out there who are not.

Hope that helps. I’m sorry I can’t offer you much more specific advice. Do ask more questions if need be :)

]]> By: fara http://www.nadlique.com/2008/05/05/dollar-cost-averaging-investors-perspective/#comment-2561 fara Fri, 23 May 2008 07:42:26 +0000 http://www.nadlique.com/?p=212#comment-2561 salam... honestly, it's quite embarassing for me to ask u bout this coz i'm not a person who's knowledgable abt the financial biz..however, i'm wondering...for a student like me, surviving on allowance, which d u think is better for me? public mutual or asnb? i really feel that i need to do something for my future, so i hope u can offer some advice... thanks nadlique..hope to receive a reply from u...thnk u salam…
honestly, it’s quite embarassing for me to ask u bout this coz i’m not a person who’s knowledgable abt the financial biz..however, i’m wondering…for a student like me, surviving on allowance, which d u think is better for me? public mutual or asnb? i really feel that i need to do something for my future, so i hope u can offer some advice…
thanks nadlique..hope to receive a reply from u…thnk u

]]> By: nadlique http://www.nadlique.com/2008/05/05/dollar-cost-averaging-investors-perspective/#comment-2080 nadlique Mon, 05 May 2008 07:11:22 +0000 http://www.nadlique.com/?p=212#comment-2080 That's still with the assumption that the value of the investment ends up higher at the end of the investment period. If it ends up lower than the break-even point, then the investor loses. That’s still with the assumption that the value of the investment ends up higher at the end of the investment period.

If it ends up lower than the break-even point, then the investor loses.

]]> By: MarinaM http://www.nadlique.com/2008/05/05/dollar-cost-averaging-investors-perspective/#comment-2074 MarinaM Mon, 05 May 2008 06:31:41 +0000 http://www.nadlique.com/?p=212#comment-2074 Hi Nad, Dollar Cost averaging actually really works to maximize your investments. For me, I do not have a big sum of money to dump in as lump sum in my unit trust fund.. So I do it regularly (monthly). Dollar cost averaging is actually buying more units when the price is cheap and lesser when the unit price shots up. at the end of the day, you can actually see the difference of the total amount of investment and the value of the investment you get in return. Will show you real investment chart based on my rvery own investment I just started in march this year.. Hi Nad,

Dollar Cost averaging actually really works to maximize your investments. For me, I do not have a big sum of money to dump in as lump sum in my unit trust fund.. So I do it regularly (monthly). Dollar cost averaging is actually buying more units when the price is cheap and lesser when the unit price shots up. at the end of the day, you can actually see the difference of the total amount of investment and the value of the investment you get in return. Will show you real investment chart
based on my rvery own investment I just started in march this year..

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