Why are you doing STPM? A Levels? Foundation Studies? Diploma? International Baccaulerate (IB)? Ausmat? SAM? Which one is better?
For Malaysians, there are so many options after high school. Talking about tertiary education, there are so many pathways out there. Some of them are:
1. Sijil Tinggi Pelajaran Malaysia (STPM)
2. A Levels
3. Pre-U Foundation Studies
4. Diploma
5. International Baccalaureate (IB)
6. Australian Matriculation (AUSMAT)
7. South Australian Matriculation (SAM)
The question is, which one is better? Better in terms of quality (i.e. which one prepares you better) as well as which one opens up more opportunities later on.
Before university, I did my foundation studies in a Malaysian college. After that, I applied into a university in Australia and got accepted into its dual degree in Bachelor of Laws & Bachelor of Commerce (Accounting) program.
However, if I was better informed back then, perhaps I would’ve done things differently. At the moment, I actually see merits in A Levels and Diploma. It seems like with these two, your options of what to do later on is much wider. Correct me if I’m wrong though.
Anyway, what do you guys think? Which one is better in your eyes?
Filed under Career, Children | Comments (3)Investment property as a haven for your child’s education fund?
How’s this for an idea? Instead of saving money for your kid’s tertiary education someplace else, park that money in an investment property.
I’ve read in a few books talking about this as well, and as far as I’m concern, I’m going to use this strategy sometime in the future.
Filed under Children | Comments (3)What do I think about Skim Simpanan Pendidikan Nasional (SSPN) by PTPTN?
Some info about Skim Simpanan Pendidikan Nasional (SSPN) is located here.
What do I think? Ummm, hard to say really. I think that it’s a product that could help a lot of Malaysians but on the other hand, I’m pretty skeptical. One major factor that is currently steering me away from SSPN is the dividend rate. The expected provision of 4% per annum just doesn’t cut it for me. You barely beat inflation with that. In fact, with the sort of inflation rates we’re seeing right now, matched with that sort of returns, the value of your money will erode. Of course you don’t see your money actually decreasing in amount but if the inflation is 6% and your return is 3%, then yes, the value will decline.
Filed under Children | Comment (0)SSPN: Skim Simpananan Pendidikan Nasional by PTPTN
Here’s a hot product from Perbadanan Tabung Pendidikan Tinggi Nasional (PTPTN), the Skim Simpanan Pendidikan Nasional or in short, SSPN.
So, is it really worth it? A lot of people seems to like it. Now, let’s have a look.
Here are some of the features of Skim Simpanan Pendidikan Nasional (SSPN):
Filed under Children | Comment (1)
