Should I work in Malaysia or Australia? (Should I call Australia or Malaysia as home?)

The dreaded moment will soon arrive. I’ll be graduating hopefully by the end of this year. Questions upon questions of what’s going to happen and what am I going to do arise.

Before, I was so certain of getting my Permanent Residency in Australia, setting up my abode over there, get a job/set up a business, then only come back to Malaysia. Now however, with all the mumbo-jumbo about the financial crisis and other what-not, I am now not so sure anymore.

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Getting to know the person behind Nadlique’s Blog of Financial Freedom

A good friend of mine did a quiz and posted the results on his blog. I thought it was interesting and did the quiz as well. The quiz requires you to answer a number of questions and out comes a simple analysis about yourself.

Anyway, here’s one about myself:

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How to become very rich in Malaysia. Bagaimana untuk menjadi kaya di Malaysia.

Here’s an article that I came across a while back on The Star’s website.

THE STAR

Click on the link above and have a read. It’s an interesting article indeed.

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Should we save our money or go on a spending spree in the current crisis?

What do we need to do in the economic crisis that we’re facing at the moment? A lot of people are advocating that we shouldn’t splurge and we should save our money for the future.

Is that notion correct?

Going back to economics 101, it’s actually the other way around. As we all know, negative Gross Domestic Product (GDP) growth equals a recession. To support GDP, one actually needs to spend his/her money. Only then you can fuel the economy. If we save, we’re only crippling the GDP.

During an out of control economic boom do we only start cutting down on our expenditure so as not to allow the inflation goes out of hand.

However, of course, things are not as simple as that. The emotional distress that a financial crisis gives you alone is enough to deter you from going out there and shop like there’s no tomorrow.

Also, one thing to remember, splurging helps the economy but will be bad for an individual’s nest egg. Agreed?

Please, my readers out there. Do participate in the discussion. What do you reckon? Should we spend or should we save?

P.S. If you ask me whether am I spending or saving, I’d say I’m saving my money. I’m pretty much scared shitless thinking about what’s going to happen to me after I graduate.

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Disclaimer: This article is not a specific nor general advice on managing or investing your money. This article does not constitute a recommendation nor does it take into account your investment objectives, financial situation nor particular needs.

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Maklumat tentang Askar Wataniah. Information about the Malaysia’s Territorial Army.

One thing I noticed is that it is so hard to get any information whatsoever about Malaysia’s Askar Wataniah from the web. There’s nothing much on the Ministry of Defence’s website as well.

Recently, I asked somebody who is already in the Askar Wataniah to provide me with some information about the organisation. If I’m not mistaken, she’s a Sergeant in the Askar Wataniah and according to her, she has recruited quite a few youths to join the organisation.

I’ve decided to publish the information that I received below so that it may be of use to others out there who are interested.

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Can I still achieve what I plan to achieve by the time I’m 30?

Truly, the global financial crisis that we are facing right now is taking a toll on me.

My unit trust investment with Public Mutual is down around 35%, and my CFD trading activities is crippling. I’m still making money with CFD but my bank balance is advancing very very slowly. One day I’m up a few hundred dollars and the next day, I’m down a few hundred dollars. I made a loss last quarter but it’s getting better this quarter (I hope). Whatever it is, my trading performance is beating my unit trust investment performance but of course, I can’t be comparing them two. It’s like comparing apples and oranges.

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Demi Agama, Bangsa, dan Negara

“Demi Agama, Bangsa, dan Negara” selalu sangat diulang-ulang dalam masyarakat kita. Baru-baru ni, aku terfikir, apa yg dimaksudkan sebenarnya dengan frasa tu?

Aku selalu tertanya, Agama apakah yang dimaksudkan? Bangsa apakah yang dimaksudkan? Negara apakah yang dimaksudkan?

Aku rasa, untuk yang ketiga tu, boleh lah kita bersetuju bahawa Malaysia yang dimaksudkan.

Persoalannya sekarang, macam mana pulak dgn Agama dan Bangsa?

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My holiday is coming to a rapid end… Dah nak kena balik dah…

Aku dah nak pulang ke Brisbane hari Ahad ni setelah sebulan bercuti. Rasa cepat sungguh. Dulu, masa nak pulang ke Malaysia, aku rasa malas je. Ya lah, risau kena “barrage of questions” pasal universiti, bila nak “graduate”, dan lain-lain. Sekarang pula, lepas dah selesai banyak kerja dan masalah, aku rasa malas pula nak pulang ke rutin yang bosan di Australia.

Ya lah, hujan emas di negeri orang, hujan batu di negeri sendiri, baik lagi negeri sendiri.

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