Keputusan Pilihanraya Kecil N41 Manek Urai (Siapa akan menang agaknya?)

Who do you think is going to win this time? Share your thoughts below.

An Interesting Experience with a Malaysian Insurance Company

A few years ago, my parents and I went to the office of a Malaysian insurance company for a renewal.

Let’s start with why we went in the first place. It started when I asked my mum a few nights earlier about insurance. She then went to check the insurance policies and found out that they had expired. The thing is, this insurance company did not even bother to send renewal reminders. I mean, what sort of business are they running? Not bothering to send renewal reminders to customers translate into people forgetting to renew their insurance which translates into no money going into the company’s bank account.

In our insurance policies also, there were some mistakes. Under the beneficiary section, there was some random dude listed there. Somebody that we don’t even know. My mum had in fact called the insurance company a long time ago and they said “yeah yeah, we’ll change it right away.” At the office, we found out, the random fellow’s name is still there. So, what happens then if something happened to one of us (i.e my parents and I) ? Who’ll be getting the payout?

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Why are you doing STPM? A Levels? Foundation Studies? Diploma? International Baccaulerate (IB)? Ausmat? SAM? Which one is better?

For Malaysians, there are so many options after high school. Talking about tertiary education, there are so many pathways out there. Some of them are:

1. Sijil Tinggi Pelajaran Malaysia (STPM)
2. A Levels
3. Pre-U Foundation Studies
4. Diploma
5. International Baccalaureate (IB)
6. Australian Matriculation (AUSMAT)
7. South Australian Matriculation (SAM)

The question is, which one is better? Better in terms of quality (i.e. which one prepares you better) as well as which one opens up more opportunities later on.

Before university, I did my foundation studies in a Malaysian college. After that, I applied into a university in Australia and got accepted into its dual degree in Bachelor of Laws & Bachelor of Commerce (Accounting) program.

However, if I was better informed back then, perhaps I would’ve done things differently. At the moment, I actually see merits in A Levels and Diploma. It seems like with these two, your options of what to do later on is much wider. Correct me if I’m wrong though.

Anyway, what do you guys think? Which one is better in your eyes?

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Nadlique’s Blog of Financial Freedom featured in The Malay Mail

Nadlique’s Blog of Financial Freedom was featured in a Malaysian newspaper, The Malay Mail. Have a read of the feature here.

A huge thanks to Gabey Goh for that.

Click here for the feature.

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Persatuan Pelajar Melayu Queensland (PPMQ) in Brisbane Australia

There’s an organisation here in Brisbane, Australia to help those who need assistance in establishing themselves as students in Queensland, Australia. They are run by fellow students as well. The name of the organisation is Persatuan Pelajar Melayu Queensland (PPMQ).

They may assist you in matters of:

1. Getting short-term accommodation when you arrive.
2. Getting you to your place of accommodation from the airpot.
3. Getting long-term accommodation.
4. And other matters related to the initial stages of arriving in Australia.

Contact them here.

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Proton Exora – Malaysia’s first 7-seater MPV

Amazing isn’t it?

Proton just launched Malaysia’s first 7-seater MPV.

According to Proton’s website, here are the prices:

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Information on Swine Influenza (Pig Flu) – Signs and Symptons – Selsema Babi

News on the Swine Influenza/Flu have been dominating the TV lately.

I even got an e-mail from my university as a reminder to take care of myself and be careful. In fact, the news just now announced that it might be wise to stock up on canned food just in case the pandemic worsens.

Anyway, for the signs and symptons of the swine flu, go to here and here.

For more information on the swine flu, go to here, here, and here.

For Australians travelling overseas pretty soon, make sure you have a look at the Smart Traveller website here.

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Trade to Survive, Not to be Profitable

Talking about trading, there’s one thing that I learned from a very good trader in Australia.

“You trade to survive, not to be profitable.”

What that means is, you need to set it clear in your mind that you are here to survive in the long run. Aim to preserve your capital first. Take the whole notion of profitability out of the equation for a little while. True, at the end of the day, profitability is all that matters but remember this, if you survive in the long run, profitability will be drawn to you automatically.

If you aim for profitability alone and you want it fast, that’s when impatience starts to kick in. This is then followed by greed. As a result, self destructive behaviour will start to take control.

Moral of the story: Patience is virtue.

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Keretaku kecil hati agaknya

It was an eventful week last week for my car. Mungkin dia kecil hati sebab aku panggil dia Kuda Tua.

Here are the problems that I had with my car last week:

1. Punctured rear tyre.

2. Had to change the headlight bulb.

3. On the same day as (1) and (2), the rear power window won’t work anymore and the window just slides down whenever I drive. Had to use some packaging tape to keep the window from sliding down.

4. Car servicing is due. Have to send her in before more problems surface.

Moral of the story: I have to treat her better from now on. Give her a bath more often or something like that. Dia sudah banyak berjasa untukku.

P.S. A very big thank you to Mr. Ed for helping me last week with the tyre. Cheers mate!

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The R.A.H.M.A.N. Prime Ministers of Malaysia (Pattern?)

I’ve been reading in a number of blogs talking about this. Seems like the prime ministership in Malaysia follows this pattern here >> R.A.H.M.A.N.

1. R – Tunku Abdul Rahman Putra Alhaj
2. A – Tun Abdul Razak bin Haji Dato’ Hussein Al-Haj
3. H – Tun Hussein Onn
4. M – Tun Dr. Mahathir bin Mohamad
5. A – Tun Abdullah bin Haji Ahmad Badawi
6. N – Dato’ Seri Mohd Najib bin Tun Abdul Razak

It was quite a debate on who’s expected to be the sixth one. Nik Aziz or Najib. Hehehe.

Interesting huh? 😀

Who started this theory anyway? Anybody knows?

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