Conversations with Bim and Tam: 17th January 2009

I have a good friend named Qil and I have been his confidante for some time. He talks to me about everything, be it his joys or his perils. Well, he talks mostly about his perils really. One topic that often comes up in our many conversations is about his ever so frequent conflicts between him and his parents, Bim and Tam. Qil gets really frustrated when often, Bim and Tam just couldn’t understand him. They couldn’t understand what he needs. They couldn’t understand his pain. They JUST couldn’t understand his situation. Perhaps they are just too clouded with their pride. Can’t blame anyone really. It’s just two sets of thinking at work.

In saying that, in this series, I will share with you some of the conversations that Qil had with Bim and Tam.

This series will look at the clashes of minds between two generations.

In determining who is right or wrong, well, it’s up to you.

[Read more…]

Should I pull out from the stock market now?

Many investors worldwide are experiencing losses right now. Myself included.

So, should we pull out from the market?

[Read more…]

Dollar Cost Averaging Lowers Your Break-even Point – Investors’ Perspective

This is the continuation of the first article on Dollar Cost Averaging. That article is located here.

Now, we shall look at dollar cost averaging in action. Consider the scenario below:

Let’s say you invest in a unit trust fund, starting with $1,000, and you add up $1,000 to your investment every month. Let’s consider the scenario below:
[Read more…]

Dollar Cost Averaging: Investors’ Perspective

In this article, we shall look at what exactly is Dollar Cost Averaging. This will be looked at in the perspective of an investor (i.e. persons whose investment horizon is more than 12 months). For traders out there, hang on yeah. I will write about dollar cost averaging for traders pretty soon.

Dollar Cost Averaging is a technique used by many investors out there to multiply the returns from their investment.

[Read more…]

My First Dip – iShares MSCI Emerging Markets (IEM) ETF

In my introduction to Exchange Traded Fund (ETF) entry, I wrote that I plan to allocate some money towards Exchange Traded Funds (ETFs). Well, I just did.

I took a position in an ETF last week.

The process was rather simple. I logged onto my online trading platform, placed an order with my broker, wait for my order to be executed, and voilà!

[Read more…]

Back to Basics: Investment Asset Classes

Previously in the Back to Basics series, I have written about:

Today, we shall be perusing at what’s out there and what’s available for us to invest in.

Generally, there are four major asset classes available.

They are:

  1. Equity
  2. Cash/Money Market Securities
  3. Fixed Interest Securities
  4. Property

Here are some explanations and examples of the above-mentioned asset classes:

EQUITY MARKET

In the most simplistic sense, equity is another name for stocks or shares.

Examples that come under this category are:

  • Malaysian stocks
  • Australian company stocks
  • Unit trust funds/managed funds/mutual funds
  • Foreign stocks

CASH/MONEY MARKET

The money market forms a part of the debt market. Generally, securities traded in the money market have maturity periods of less than 12 months. Maturity basically means, your positions will be exited within the time frame.

Examples:

  • Bills of Exchange
    • Bank Bills
    • Treasury Bills
  • Promissory Notes
  • Certificates of Deposit
  • Treasury Notes
  • Unit trust fund or mutual funds dealing with money markets

[Read more…]

Return to top of page

Copyright © 2019 · Faliq Fauzi · Log in