During an economic crisis, is it wise to invest in education? (Studying Financial Planning & Journalism)

With the exception of all the trouble we have faced in the past couple of years, I consider myself lucky to be facing such a severe financial crisis at an early age. Why? Well, I am able to at least learn a thing or two that may assist me in my future endeavours.

Anyway, setting that aside, let’s talk about investing in education. By that, I mean, furthering your academic qualifications as well as skills.

I have read quite a few articles supporting the notion of expanding your knowledge and skills during this troubled times, and I have to say, I am in full support of that idea.

Apart from university, I am also doing a couple of courses by distance education. One is Diploma of Financial Services (Financial Planning) and the other is Certificate of Professional Freelance Journalism.

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Why are you doing STPM? A Levels? Foundation Studies? Diploma? International Baccaulerate (IB)? Ausmat? SAM? Which one is better?

For Malaysians, there are so many options after high school. Talking about tertiary education, there are so many pathways out there. Some of them are:

1. Sijil Tinggi Pelajaran Malaysia (STPM)
2. A Levels
3. Pre-U Foundation Studies
4. Diploma
5. International Baccalaureate (IB)
6. Australian Matriculation (AUSMAT)
7. South Australian Matriculation (SAM)

The question is, which one is better? Better in terms of quality (i.e. which one prepares you better) as well as which one opens up more opportunities later on.

Before university, I did my foundation studies in a Malaysian college. After that, I applied into a university in Australia and got accepted into its dual degree in Bachelor of Laws & Bachelor of Commerce (Accounting) program.

However, if I was better informed back then, perhaps I would’ve done things differently. At the moment, I actually see merits in A Levels and Diploma. It seems like with these two, your options of what to do later on is much wider. Correct me if I’m wrong though.

Anyway, what do you guys think? Which one is better in your eyes?

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Really, what’s the point?

What’s the point of us attending lectures and gaining knowledge? Is it for the purpose of passing exams? Or is it because it might be useful for us in the real world?

Starting from a couple of days ago, the lecturer for one of my subjects in university will be spending the weeks up till the exam season preparing for that dreaded day. As a result, she will rob us of the time that could have been used to discuss case studies and learn about the real world.

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Investment property as a haven for your child’s education fund?

How’s this for an idea? Instead of saving money for your kid’s tertiary education someplace else, park that money in an investment property.

I’ve read in a few books talking about this as well, and as far as I’m concern, I’m going to use this strategy sometime in the future.

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University Life (Australia) – 5 Reasons Why You Need a Car When You’re Studying Overseas

This post is meant to be for fun only. No elements of seriousness were intended. Don’t get all worked up alright?

Here are five reasons why I think you need to buy a car when you’re studying overseas

1. Submit Assignment

Instead of submitting your assignment well in advance, to factor in the amount of time you need to take public transportation and as such, you can now submit your assignment 10 minutes before the time it is due. This is very true in the case of a friend of mine. Her assignment is due at 4PM and I had to drive her to uni at 3.50PM for her to hand in the assignment 😛

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Dude, what’s the population of China?

Today, something funny happened in my Statistics class.

The lecturer was talking about population, samples, and etc. and he asked a student about the population of China.

Lecturer: Jimmy. You come from China right? What’s the population of China?

Jimmy: Errrr, it’s 1.5 bill… Wait wait wait… It’s about 60 billion… Hang on, I think it’s around 45 to 60 billion.

And the whole class laughed.

Hehehe. He made my day 😀

Note: Jimmy is not his real name by the way. Oh, if you were wondering, the world population is around 6.77 billion.

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Is studying overseas and at the same time spending so much money worth it?

It is an understood perception in the Malaysian society that studying overseas is something “very important” in securing a bright and high-paying future, career wise.

How far is this true?

Here are some of my observations from my time in Australia.

It’s my fifth year of being here now. I started with a dual degree of Law (Gosh, how I miss telling people that I’m doing Law. Hehe.) and Commerce (Accounting). I’ve since dropped law and focusing on accounting alone. Planning to get back to Law later on though. Maybe part-time, after I’ve settled down and everything.

Anyway, back to my observations 😛

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When should I start investing? When should I launch my business?

Being young and inexperienced, I always get criticised when I talk about investment and business. Well, that’s to be expected of course. After all, how much knowledge can a 22-year-old have?

Often am I told things like:

  • “Why are you worrying about this so early, you’re still young”
  • “Come on lah, you’re still in university. Think about this after you graduate lah.”
  • “Focus on university first. Then only care about other things.”
  • “You’re still in university. Focus on that. And then work for a few years first, then only talk about starting your own business.”

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Malaysian prodigy Sufiah Yusof became a prostitute. Sufiah Yusof menjadi pelacur.

Do you still remember when a while back, our nation was put in awe with the news of Sufiah Yusof, a child prodigy, being accepted into one of world’s most prestigious university, Oxford, when she was only 13? Ever wondered what happened to her?

Well, after years of tormented life under her dad’s guardian (so it seems), and a failed marriage, she now calls herself Shilpa Lee and work as a £130-an-hour prostitute in Manchester.

Here are a couple of news articles:

From winning a place at Oxford, to running away to become a waitress at an internet cafe, to tying the knots at a young age, to becoming a £130-an-hour prostitute.

What a transformation huh?

From genius to hooker.

Also, consider this little fact. Her dad, Farooq, was also jailed recently. For what you ask? Well, for molesting two 15-year-old girls when he was tutoring them for maths!

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Market Day for 1st Semester 2008

A couple of days ago on Wednesday my university had this thing called The Market Day. On that day, clubs and associations showcased what they can offer to returning and new students this year. In other words, recruiting members.

It was also supposed to be a day for us students to hoard on freebies, gifts, craps, and etc. (then realised that we don’t need those stuff in the first place and threw them into the rubbish bin). Unfortunately, this year was rather disappointing. It was not as “happening” as the previous years!

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