Amidst this financial crisis, it is important to laugh and let loose a little bit :)

Here are three hilarious videos that I found on YouTube.

1. CBOT Floor Trader Prank
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2. Chairman of South African Finance Portfolio Committee Cracks Under Pressure
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3. Wall Street Prank
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About nadlique

This blog is about the journey of a 28-year-old Malaysian towards financial freedom. This blog was started back when the blogger was 21 years old. However, his journey towards financial freedom had begun way before that. Materials such as investing, business, entrepreneurship, equities, and real estate are presented. The author also posts his thoughts and observations on life in general.


  1. asmlkum,

    nice blog u got here….. saya ada persoalan yg mungkin tak berkaitan dgn postni….. saya ada terbaca maklumat ini dalam blog saudara…… cuma saya nak sahkan betulkah maklumat seperti yg ditulis ini mengenai ASB…… yg saya faham sebelum ini, kalau cukup limit 200k…… tak boleh ditambahlagi secara manual kecuali berkembang dengan dividen…..kalau macam di bawah, seakan ada dua akaun, dan maknanya kita still boleh menambah secara manual…… harap bantuan saudara tolong jelaskan saya yg kabur ni… tq

    “Well It is simple. Now, let me start from the beginning. The maximun you can deposit is 200K (call this saturation point). This is not including the divident or bonus that you get. Usually you will take few years to reach the amount of RM 200K. Therefore each fiscal year you will get some extra from the divident and bonus to extend your limit (limit is deposit+ divident+bonus). Let say the divident is consistently 10%/year all the way.
    For first year if you deposited 100K on 7th Jan (and you don’t disturbed it) you will see your account at the beginning of the next year (year-2) will be RM110K right(RM 100K + 10K divident?. let say year-2 you put in another RM50K (in Jan. and don’t disturbed it). Therefore your total at end of year 2 will be RM 160K but on 2nd Jan year-3 it will be RM 176K (160+ 16K divident). Now you can still put in another RM 50K and not only RM24K to reach your saturation point. Therefore by end of year-3 you have reach your max deposit (saturation point) which is RM 200K but your actual limit now is RM 226K (RM200 [dep] + 10K [div yr 1] + 16 K [div yr-2]).
    Now from here you can’t add any more deposit coz you have reach your saturation point which is RM 200K. But your limit can still extand further each year depending on your divident and bonus. let say another 10% bonus year-4, making your limit extended to RM 248.6K. You can withdraw and/or top up your balance for that year as long you do not exceed the RM 248.6K limit. Becoz when you withdraw they will deduct it from your RM 200K deposit and not from the accumulative divident and bonus. Look at it this way. There are 2 accounts join into one. that is your deposit and your divident/bonus. the in-out will be from ur deposit account, with your divident account remain stable. Is it clear now?”

  2. THanks for the explaination for Mohd question. Now i understand. That mean only 200k is allowed in ASB not including our dividen right..

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