When should I start investing? When should I launch my business?

Being young and inexperienced, I always get criticised when I talk about investment and business. Well, that’s to be expected of course. After all, how much knowledge can a 22-year-old have?

Often am I told things like:

  • “Why are you worrying about this so early, you’re still young”
  • “Come on lah, you’re still in university. Think about this after you graduate lah.”
  • “Focus on university first. Then only care about other things.”
  • “You’re still in university. Focus on that. And then work for a few years first, then only talk about starting your own business.”

To be honest with you, I don’t agree with any of the statements above. To me, you’re never too young to invest and you’re never too young to start a business. If you fail, then fine. Treat that as a lesson that you can learn from for the future.

Personally, I think that experience is one of the most important things in life. I believe that experiencing something yourself is much better than learning about it in books and in classes. And, you’re never too young to experience something.

Think about it. If you begin investing or get involved in business early (say when you start university), you accumulate experience earlier. Once you’re out of university, you’ve already got a few years of experience under your belt. Furthermore, you’ve got a lot of time in your hands during university years that you can dedicate to investment and business.

Whatever it is, at the end of they, it’s really up to the individual.

P.S. If you say “You think it’s easy Nadlique? Where in the world am I going to get the starting capital???” All I’m going to say is, when there is a will, there is a way. A lot of people have done it before.


Disclaimer: This article is not a specific nor general advice on managing or investing your money. This article does not constitute a recommendation nor does it take into account your investment objectives, financial situation nor particular needs.

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About nadlique

This blog is about the journey of a 28-year-old Malaysian towards financial freedom. This blog was started back when the blogger was 21 years old. However, his journey towards financial freedom had begun way before that. Materials such as investing, business, entrepreneurship, equities, and real estate are presented. The author also posts his thoughts and observations on life in general.


  1. Indeed. The earlier the better. Sometimes I envy those people who never had to go to school so they could learn to be self-reliant and thus be street smart. These people had begun early, so they had a lot of time to learn from their mistakes. They learn by doing, which in my opinion is more effective than anything else. But it seems today that formal education would also give people some advantage, so for me personally I’m using this excuse to tell myself why I should be doing what I’m doing – attending university.

  2. True, formal education is also very important. That’s why I’m attending university myself. But sometimes I cringe at the thought that people often think ‘university qualifications’ is the only aspect that matters at the end of the day.

  3. should check my article. It’s support nad idea of savings/investment.


  4. Dude, you are on the right path.. don’t listen to those bozos. Start business while you are still young.
    Not sure if you have listen/watch this speech before, but if you don’t… please check it out.


  5. I’ve never paid too much attention to these people anyway. Just that, sometimes, when it happens too often, it can become pretty annoying.

    By the way, thanks a lot for the video!

    Also, karnine, good post mate. Thumbs up.

  6. Agreed. Period

  7. just be looking at the compounding effect, i am sure it makes 100% sense why one should be investing as young as possible.

  8. Oh by the way, if you haven’t found the reason why(not how) you wanted to start a business… check this out


  9. @Jean Chai

    True, but not everybody is aware of that, which is the problem.


    Thanks Boo. I’ve downloaded the video to my iPod to watch later.


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