Retirement: Nadlique’s Point of View

You see, the main aim of this blog is to document my journey towards financial freedom.

The thing is, what is financial freedom to me? Does it mean that once I’m financially free, I can retire, quit my job, and spend my days relaxing on the beach? Well, no.

From my perspective, I don’t intend to retire. By retire I mean quitting my job. My aim of being financially free is to get out of the rat race. Achieving enough passive income to cover my expenses shall get me out of the rat race. After getting out of the rat race, I will then able to continue working towards a career that I actually love and towards things that are important to me.

Being financially free gives me that option. It gives me the option of being able to do the things that I enjoy doing.

Plus, I think that just sitting idle doing nothing deteriorates the mind.

So there..


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About nadlique

This blog is about the journey of a 28-year-old Malaysian towards financial freedom. This blog was started back when the blogger was 21 years old. However, his journey towards financial freedom had begun way before that. Materials such as investing, business, entrepreneurship, equities, and real estate are presented. The author also posts his thoughts and observations on life in general.


  1. lonelyplanet92 says:

    hey man u r only 22 so no need to worry about retirement yet, u r not even starting to work

    • It’s called planning, sir. If I want to use my age as an excuse, then I shouldn’t even bother about investing as well, true?

      By the way, I am working.

  2. Mary ak lopeg says:

    Dear friend,
    I am planning to use my FD (RM300,000.00) money to invest.
    Can u pls plan for help me.

    • Mary,

      I don’t think that it’s right for me to plan for you since I know nothing of your personal circumstances. Please consult a financial planner.


  3. hey nad…

    bumpped into your website while i was searching about financial freedom…

    am still young and want to know all these jargon (passive income/financial freedom/share markets/ etc)

    any good books or links around you would like to recommend?

    • hey there rajen!

      The topic is pretty broad. I don’t really have books or links at the top of my head right now but I’d say, start off with Robert Kiyosaki’s “Rich Dad Poor Dad”. Then read financial magazines like “Personal Money” magazine if you’re in Malaysia. Then attend free wealth-making seminars (but don’t fall into the traps of some of these sneaky salesmen!).

      Things might be confusing in the beginning but you’ll get used to it. Good luck!

  4. thanks a lot nad…*smiles*

  5. yup.. get out of the rat race ASAP! good that u are still young to be aware of all these stuffs.

  6. Muhd Khidhir Izaidin says:

    Hey mary,

    i am a financial planner…if you need any assistance about your financial planning, you could contact me as the uptrend market is undergoing right now 🙂

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